Welcome to Incomash. These terms of use govern the use of the software application “Incomash” for mobile devices (“App”) created by INCOMASH SERVICES PRIVATE LIMITED, hereinafter called “Company”.
The following Terms of Use (“Terms”) will constitute a legally binding agreement between you & Company when you view or use the Service via our website located at https://www.incomash.com/ or by accessing the service through the application (“Incomash”) on your mobile device. Please review the following terms carefully. By accessing or using the Application, you signify your agreement to these Terms of Use. The Company reserves the right, at its discretion, to change, modify, add, or remove portions of these Terms at any time by posting the amended Terms. Please check these Terms periodically for changes. Your continued use of the Service after the posting of changes constitutes your binding acceptance of such changes. If you do not agree to these Terms of Use, you may not access or use the Application. No purported waiver or modification of this Agreement by the Company via telephonic or email communications shall be valid.
DESCRIPTION OF THE SERVICE
The use of this Application allows you to manage your personal monetary transactions, including but not limited to expenses, transfers, and bills. The Application automatically tracks, organizes, and presents the information in various formats & helps you better manage your budget.
USE OF THE SERVICE
You hereby represent and warrant to the Company that you are at least eighteen (18) years of age or will utilize the Service only with legal parental or guardian consent, and you are capable of entering & adhering to the Terms, and agree to abide by and comply with these Terms. To access the service, you will only need to install the application on your Mobile device. There is no registration, login ID, or password required to access the current version of the App. This is done to protect your privacy & maintain anonymity. You can turn on the PIN or Screen lock for the application to protect privacy on the mobile device. The Company will not be responsible for any liabilities, losses, or damages arising out of the unauthorized use of your mobile device.
RESTRICTIONS
You hereby agree that you will not under any circumstances:
Enter any information that is abusive, threatening, obscene, defamatory, libelous, or racially, sexually, religiously, or otherwise objectionable and offensive;
Use the service for any unlawful purpose or for the promotion of illegal activities;
Attempt to harass, abuse or harm another person or group;
Interfere or attempt to interfere with the proper functioning of the Service;
Make any automated use of the system or take any action that we deem to impose or to potentially impose an unreasonable or disproportionately large load on our servers or network infrastructure;
Take any action that would cause the Company to suffer any type of loss;
Bypass any robot exclusion headers or other measures Company may take to restrict access to the Service or use of any software, technology, or device to scrape, spider, or crawl the Service or harvest or manipulate data; or
Publish or link to malicious content intended to damage or disrupt another user’s browser or computer.
PRIVACY POLICY
The Company respects the privacy of its Service users. Please refer to the Company’s Privacy Policy (located at https://www.incomash.com/Privacy.html), which explains how we collect, use, and disclose information that pertains to your privacy. When you access or use the Service, you signify your agreement to this Privacy Policy.
BILLING & FREE TRIAL PERIODS
By subscribing to the Service, you are expressly agreeing that the Company is authorized to charge you a subscription fee, any other fees for additional services you may purchase, and any applicable taxes in connection with your use of the Service through the credit card or other payment method (“Payment Method”) that you provided during subscription. If you want to use a different Payment Method than the one you provided for during the subscription, or if there is a change in your credit card validity or expiration date, you may edit your Payment Method information by visiting the Google Playstore app accounts section. If your Payment Method expires and you do not edit your Payment Method information or cancel your account, you authorize us to continue billing, and you will remain responsible for any uncollected amounts.
The price details of different subscription plans can be found in the App. Prices are subject to change and can be modified at any time; however, the change in pricing does not affect the price of the plan you have already subscribed to. Note that some app features vary by subscription plan, permissions allowed by the user, app settings, device type, and geographical location of the user, etc. For example, adding business accounts is only permissible in a business plan. SMS parsing, transaction location tracking, receipt attachment & sync with family features work only if relevant access permission is granted by the user. Some data formatting and currency conversion depend on the country, locale, and geographical location of the user. Some bank formats, including but not limited to those in local languages, may not be supported. Lifetime subscription plan refers to the lifetime of the app service. Any subscription plan provides access to app features present at the time of purchase of the subscription, subject to the above limitations. The Company reserves the right to sell separately any new features introduced or features not covered in the current plan of the user.
As used in these Terms, “billing” shall indicate either a charge or debit, as applicable, against your Payment Method. The subscription fee will be billed at the beginning of your subscription and on each subsequent renewal (as per plan chosen by you) thereafter unless and until you cancel your subscription. You may cancel your subscription at any time by going to Google PlayStore app accounts section after the purchase; however, there will be no refunds or credits for partial months of service.
You agree and acknowledge that the Company shall not be liable and in no way be held responsible for any losses whatsoever, whether direct, indirect, incidental or consequential, including without limitation any losses due to working or non-working of any feature, delay in processing of payment by third party, credit card fraud or any other issue during the activation of your subscription plan. The Company reserves the right at any time, and from time to time, to modify or discontinue App (or any part thereof), temporarily or permanently. The Company shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of App.
You may be offered various kinds of free trial periods at the start of your membership of Service, solely at the discretion of the Company. The duration and the terms of the free trial periods shall be at the discretion of the Company. Free trials may not be combined with any other offer(s). Free trials will not be given in cases of renewal of membership or activation of another account from a physical address and/or email address and/or device which is linked to an already existing account, etc. Free-for-life subscription offered to select users who signed up for the beta version of the App would be at the sole discretion of the Company. Company reserves the right to select the users to whom
Termination and Suspension
Notwithstanding anything to the contrary in these Terms, any other terms, or any other communication between you and the Company, the Company may terminate your use of the App at any time with or without notice, and for or without any reasons, with absolutely no liability to you.
Without prejudice to the foregoing ;
The Company reserves the right to terminate these Terms without notice and without liability to you on becoming aware that you have violated these Terms or any other guidelines and rules published in respect of the App.
Company may block, restrict, disable, suspend or terminate your access to all or part of the App at any time in Company’s discretion, without prior notice or liability to you.
Intellectual Property
The Company and its licensors, if any, shall be the sole and absolute owners of the App, including but not limited to the idea behind the App, the copyright in all content on the App and Website and all trademarks, designs, logos and other insignia of trade used on the App and Website and elsewhere during the performance of the services, all of which are subject to protection under patent, copyright, trade mark and trade secret and other intellectual property laws of India and other countries. Any copying of any part of the App shall entail immediate termination of these Terms without prejudice to the other rights and remedies of the Company, including for civil wrongs and criminal offences
Governing Law
These Terms are governed by and shall be construed in accordance with the laws of the Republic of India.
If you are a user outside India, please take note the Company is subject only to Indian law and only to the jurisdiction of Indian courts. The Company makes no representations that the App is appropriate or available for use in other locations. Therefore, if you are a user outside India, you may use the App solely on your own volition and at your own risk. You shall be solely responsible for compliance with local law.